The Alistair Blog

Stories about the broken world of traditional financial advice, deep dives into our microtools, and updates on what we're building to fix it.

Money Basics

Clear filter

Showing 11–13 of 13 posts

Emergency Funds in 2026: 3 Months, 6 Months, or 12?Money Basics

The old rule was 3-6 months of expenses. But in a world of rising costs, gig-economy income, and longer job searches, the math has changed. Here are the real numbers.

The Anti-Budget: Stop Tracking Every Latte and Still Get RichMoney Basics

For everyone who hates spreadsheets, receipt scanning, and expense categories: a simpler system that works by paying yourself first and ignoring the rest.

The 50/30/20 Rule Is Dead — Here's What Replaces ItMoney Basics

The classic budgeting framework was designed for 1990s cost structures. Housing, healthcare, and education have doubled since then. Here's what actually works in 2026.