Financial Resources

Expert-written guides on personal finance, investing, retirement, and taxes.

Retirement Planning

10 articles found

Flowchart-based guide that tells you exactly which account to prioritize based on income, employer match, age, and tax situation.

All catch-up contribution limits (401k, IRA, HSA) and the compounding impact of maxing them out.

Lean FIRE, Barista FIRE, Coast FIRE, and Fat FIRE explained — plus the math you need to make it work.

Calculator-driven estimates factoring in Social Security, healthcare costs, housing, and location differences.

The 35 highest-earning years, bend points, claiming ages, and how early/late claiming affects your benefit.

A step-by-step guide for anyone starting retirement savings from scratch — which accounts to open first, how much to save, and what to invest in.

At what age RMDs begin (now 73/75), how they're calculated, penalties for missing them, and strategies to reduce their impact.

Step-by-step guide to converting Traditional IRA funds to Roth during low-income years to access retirement funds early.

Origins of the 4% rule (Bengen, Trinity Study), modern adaptations, sequence risk, current market valuations, and what withdrawal rate is safe today.

Four options: leave it, roll to an IRA, roll to a new 401(k), or cash out — and the tax implications of each.

Alistair gives you everything a traditional advisor does — plus tax strategy, estate planning, and 24/7 access — for a flat subscription.

7-day free trial · No credit card required