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401(k) / IRA Optimizer

Find your optimal Traditional vs Roth split. See the tax impact and projected retirement balances.

Your Inputs

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%
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Summary

Your Contribution

$12,000

per year

Employer Match

$4,800

free money!

Projected at 65

$1,967,554

Annual Tax Savings

$2,880

Optimal Split

Traditional (pre-tax)60%
Roth (after-tax)40%

High earners benefit more from Traditional contributions now. Lower brackets benefit from Roth.

Future Tax Savings

$39,351

Estimated tax savings over your career from optimal strategy

Want personalized advice on these results?

Alistair can analyze your situation in depth, remember your numbers, and give you a customized plan.

What Alistair will see:

401(k) Analysis: $120,000/yr income, contributing $12,000/yr, with current balance $50,000.

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