FI Planner

Your complete FI planning tool. Factor in pensions, Social Security, time-bound expenses, and compare scenarios side by side.

Your Inputs

Current Age

Current Net Worth ($)

Annual Expenses ($)

Annual After-Tax Income ($)

Savings Rate (%)

Expected Return (%)

Monthly Pension in Retirement ($)

Monthly Social Security ($)

Time-Bound Monthly Expense ($)

Years These Expenses Last

Scenario: Delay to Age

Your Effective FI Number

$900,000

After accounting for pension ($0/yr), Social Security ($24,000/yr at 67), and time-bound expenses

SS at 67: $24,000/yr

Your FI Timeline

Years to FI

FI Age: 43

Coast FI Age

Stop contributing

Monthly Savings

$3,000

30% of income

Effective FI Number

$900,000

Scenario Comparison

Base PlanBaseline

FI Age

Portfolio

$900,000

Withdrawal

Lower Savings (26%)

FI Age

Portfolio

$947,898

Withdrawal

3.8%

Projected Net Worth

$100,000/ $900,000

$143,000/ $900,000

$189,010/ $900,000

$238,241/ $900,000

$290,918/ $900,000

$347,282/ $900,000

$407,592/ $900,000

$472,123/ $900,000

$541,172/ $900,000

$615,054/ $900,000

Want personalized advice on these results?

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What Alistair will see:

FI Planner: 30y/o, $100,000 NW, effective need $900,000 with 30% savings rate.

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