Estimate your healthcare costs before Medicare. See ACA premiums, subsidies, and the total bridge cost to age 65.
$9,770
Net premium $5,070 + out-of-pocket $4,700 · 10 yrs to Medicare
Annual
$4,500
Monthly
$375
Part B + Part D + Medigap. Rough national average per adult; varies by plan and income.
Assumes premiums rise with age and average out-of-pocket spending. Actual costs vary by state, plan, and health.
You likely qualify for significant ACA subsidies. Managing your MAGI is the single biggest lever on pre-Medicare healthcare costs.
Alistair can analyze your situation in depth and give you a customized plan.
What Alistair will see:
Healthcare Costs: Retiring at 55 with 1 adult, $60,000/yr income, silver plan.
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