Home Affordability Calculator

See how much house you can afford based on 28/36 rule. Get a recommended price and estimated monthly payment.

Your Inputs

Annual Income ($)

Monthly Debt Payments ($)

Down Payment ($)

Mortgage Rate (%)

Property Tax Rate (%)

Annual Insurance ($)

Recommended Home Price (3x income)

$300,000

Max Home Price

$439,706

Down Payment

$60,000(14%)

Monthly Mortgage

$2,400

Total Monthly Cost

$2,940

Max housing payment: 28% of gross monthly income

Max total debt payment: 36% of gross monthly income (includes other debts)

Recommended price: 3x annual income (conservative rule of thumb)

Alistair can analyze your situation in depth, remember your numbers, and give you a customized plan.

What Alistair will see:

Home Affordability: $100,000/yr income, $60,000 down payment.

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