Life Insurance Needs Calculator

Calculate your DIME method coverage needs. See recommended term life insurance and estimated premium costs.

Your Inputs

Annual Income ($)

Years of Income to Replace

Total Debt ($)

Mortgage Balance ($)

Education Costs ($)

Current Savings ($)

Your Age

Debt$25,000

Income Replacement$1,000,000

Mortgage$250,000

Education$100,000

DIME Total$1,375,000

$1,325,000

Human Life Value: $1,000,000· Current Savings: Deducted

Annual

$265

Monthly

$22

Estimate based on age and coverage amount. Actual rates vary by health, term length, and insurer.

Alistair can analyze your situation in depth, remember your numbers, and give you a customized plan.

What Alistair will see:

Life Insurance: $100,000/yr income, DIME method analysis for coverage needs.

Alistair gives you everything a traditional advisor does — plus tax strategy, estate planning, and 24/7 access — for a flat subscription.

7-day free trial · No credit card required