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Rent vs. Buy Analyzer

Compare renting vs buying over your planned timeframe. Find your breakeven point and see the total cost difference.

Your Inputs

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%
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Comparison

Total Rent Cost

$343,916

Net Buy Cost

$180,539

Breakeven

Never

Monthly P&I

$2,528

Recommendation

Buying is projected to save you $163,377 over the timeframe.

Year-by-Year

Y1
$30,000
$141,339
Y2
$60,900
$182,679
Y3
$92,727
$224,018
Y4
$125,509
$265,357
Y5
$159,274
$306,696
Y6
$194,052
$348,036
Y7
$229,874
$389,375
Y8
$266,770
$430,714
Y9
$304,773
$472,053
Y10
$343,916
$513,393

Rent Buy

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What Alistair will see:

Rent vs Buy Analysis: $500,000 home vs $2,500/mo rent over 10 years at 6.5% mortgage rate.

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