Retirement Withdrawal Safety

Test the 4% rule against your situation. Find your safe withdrawal rate and see the probability of outliving your savings.

Your Inputs

Retirement Savings ($)

Annual Spending ($)

Years in Retirement

Stock Allocation (%)

Expected Return (%)

Inflation Rate (%)

Withdrawal Rate

Safe zone

Safe Withdrawal

$40,000

4% rule amount

Sustainable

$24,757

Preserves principal

Success Rate

37%

High risk of depletion

Conservative (3.0%)

3.0%

70%

Standard (4.0%)

4.0%

90%

Aggressive (5.0%)

5.0%

70%

Your current rate

4.0%

37%

Portfolio may run out in year 21

Consider reducing withdrawals or extending working years.

Alistair can analyze your situation in depth, remember your numbers, and give you a customized plan.

What Alistair will see:

Retirement Analysis: $1,000,000 portfolio, withdrawing $40,000/yr (4.0% withdrawal rate) over 30 years.

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