Compare claiming at 62, 67, or 70. See breakeven ages and lifetime benefits to maximize your Social Security.
Age 62
$1,991
30% reduction
Age 67 (FRA)
$2,844
Full benefit
Age 70
$3,527
24% increase
By Age 80
By Age 85
By Age 90
Breakeven: Age 79 (67 vs 62)
Breakeven: Age 62 (70 vs 67)
Recommended: Claim at age 70
Delaying to 70 maximizes lifetime benefits and provides the highest survivor benefit.
Alistair can analyze your situation in depth, remember your numbers, and give you a customized plan.
What Alistair will see:
Social Security: Age 60, $80,000/yr, 35 years worked.
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