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Tax-Loss Harvesting Value

See how much you could save by strategically harvesting investment losses. Estimate your potential tax savings.

Your Inputs

%

Harvesting Summary

Max Harvestable

$3,000

$3,000/yr ordinary income limit

Total Tax Saved

$2,250

Federal + State

Federal Saved

$1,500

Tax Rate Reduction

0.5%

Offset Strategy

Short-Term Gains Offset
$15,000
Long-Term Gains Offset
$0
Ordinary Income Offset
$0

Losses first offset same-type gains, then different-type gains, then up to $3,000 of ordinary income per year. Remaining losses carry forward.

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What Alistair will see:

Tax-Loss Harvesting: Portfolio $500,000 with $15,000 in unrealized losses. 10% federal bracket.

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