Retirement Tax Breakdown for Minnesota Residents

Complete Minnesota retirement tax guide: income tax rates, capital gains treatment, Social Security and pension taxation, property taxes, and sales tax. Overall retiree-friendliness rank: #46 of 51.

State Income Tax
9.85% top rate

4 bracket(s)

Capital Gains Rate
9.85%

Treated as ordinary income

Property Tax Rate
1.05%

#19 (Moderate)

Sales Tax Rate
7.5%

State 6.875% + local avg 7.5%

Less Tax-Friendly State

Minnesota has high income tax rates that apply to retirement income. Social Security is taxed for higher incomes. While it exempts some Social Security, the high rates make it less retiree-friendly.

Retirement Income Taxation

Social Security

Not taxed

Pension Income

Taxable

Retirement Exemption

None

Tax Comparison Summary

State income tax9.85% top
Capital gains9.85%
Property tax1.05% effective
Sales tax7.5% combined
Overall retiree rank#46 of 51

Minnesota Income Tax Brackets

State Tax Bracket Schedule

RateFromTo
5.35%$0$32,140
6.8%$32,140$105,200
7.85%$105,200$180,020
9.85%$180,020No limit

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