Retirement Tax Breakdown for Montana Residents

Complete Montana retirement tax guide: income tax rates, capital gains treatment, Social Security and pension taxation, property taxes, and sales tax. Overall retiree-friendliness rank: #29 of 51.

State Income Tax
5.9% top rate

2 bracket(s)

Capital Gains Rate
5.9%

Treated as ordinary income

Property Tax Rate
0.83%

#26 (Above Avg)

Sales Tax Rate
0%

State 0% + local avg 0%

Less Tax-Friendly State

Montana has no sales tax, and Social Security is exempt. However, pensions and retirement income are fully taxed. Property taxes are moderate.

Retirement Income Taxation

Social Security

Not taxed

Pension Income

Taxable

Retirement Exemption

None

Tax Comparison Summary

State income tax5.9% top
Capital gains5.9%
Property tax0.83% effective
Sales tax0% combined
Overall retiree rank#29 of 51

Montana Income Tax Brackets

State Tax Bracket Schedule

RateFromTo
4.7%$0$20,500
5.9%$20,500No limit

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