Retirement Tax Breakdown for Utah Residents

Complete Utah retirement tax guide: income tax rates, capital gains treatment, Social Security and pension taxation, property taxes, and sales tax. Overall retiree-friendliness rank: #41 of 51.

State Income Tax
4.65% top rate

1 bracket(s)

Capital Gains Rate
4.65%

Treated as ordinary income

Property Tax Rate
0.55%

#37 (High)

Sales Tax Rate
7.3%

State 6.1% + local avg 7.3%

Less Tax-Friendly State

Utah is one of only 10 states that tax Social Security benefits. It also taxes pensions and retirement distributions at the flat 4.65% rate. Low property taxes are a partial offset.

Retirement Income Taxation

Social Security

Taxable

Pension Income

Taxable

Retirement Exemption

None

Tax Comparison Summary

State income tax4.65% top
Capital gains4.65%
Property tax0.55% effective
Sales tax7.3% combined
Overall retiree rank#41 of 51

Utah Income Tax Brackets

State Tax Bracket Schedule

RateFromTo
4.65%$0No limit

Tax drag can cut your retirement runway by years.

Run Utah's custom tax profile inside Alistair. Model your actual retirement income against real state tax rules.

Try Alistair Free