Retirement Tax Breakdown for Washington Residents

Complete Washington retirement tax guide: income tax rates, capital gains treatment, Social Security and pension taxation, property taxes, and sales tax. Overall retiree-friendliness rank: #21 of 51.

State Income Tax
No income tax
Capital Gains Rate
0%

Treated as capital income

Property Tax Rate
0.88%

#22 (Moderate)

Sales Tax Rate
9.4%

State 6.5% + local avg 9.4%

Tax-Friendly State

Washington has no state income tax and does not tax Social Security or pensions. There is a 7% excise tax on capital gains over $250,000. Sales tax is high.

Retirement Income Taxation

Social Security

Not taxed

Pension Income

Not taxed

Retirement Exemption

None

Tax Comparison Summary

State income tax0%
Capital gains7%
Property tax0.88% effective
Sales tax9.4% combined
Overall retiree rank#21 of 51

Tax drag can cut your retirement runway by years.

Run Washington's custom tax profile inside Alistair. Model your actual retirement income against real state tax rules.

Try Alistair Free