Historical performance and safe withdrawal rate analysis for the Coffeehouse Portfolio. See asset allocation, risk metrics, and success rates across different withdrawal strategies and retirement horizons.
Bill Schultheis's Coffeehouse: 40% bonds and 60% stocks split equally across 6 equity slices (S&P 500, Large Value, Small Cap, Small Value, REIT, International). A lazy portfolio with value tilt.
Source: The Coffeehouse Investor
Worst year: -18.9%
Sharpe: 0.5
| Metric | Value |
|---|---|
| CAGR (Annual Return) | 6.6% |
| Volatility (Std Dev) | 10.3% |
| Maximum Drawdown | -28.5% |
| Sharpe Ratio | 0.5 |
| Best Year | 23.7% |
| Worst Year | -18.9% |
| Withdrawal Rate | 30-Year Success | 40-Year Success |
|---|---|---|
| Conservative (3%) | 100% | 92% |
| Moderate (3.5%) | 98% | 90% |
| Standard (4%) | 90% | 82% |
| Aggressive (5%) | 74% | 66% |
Conservative (3%)
Moderate (3.5%)
Standard (4%)
Aggressive (5%)
Calculation Assumptions
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