Golden Butterfly Portfolio Safe Withdrawal Rate Calculator

Historical performance and safe withdrawal rate analysis for the Golden Butterfly Portfolio. See asset allocation, risk metrics, and success rates across different withdrawal strategies and retirement horizons.

Designed by Tyler at Portfolio Charts: 20% each in Total US Stock, Small Cap Value, Long-Term Bonds, Short-Term Bonds, and Gold. Optimized for consistent returns across economic conditions.

Source: Portfolio Charts

CAGR (Annual Return)
6.8%
Maximum Drawdown
-18.2%

Worst year: -10.7%

Volatility
7.7%

Sharpe: 0.68

Best Year Return
19.1%

Asset Allocation

Historical Performance

MetricValue
CAGR (Annual Return)6.8%
Volatility (Std Dev)7.7%
Maximum Drawdown-18.2%
Sharpe Ratio0.68
Best Year19.1%
Worst Year-10.7%

Safe Withdrawal Rate Success Rates

Withdrawal Rate30-Year Success40-Year Success
Conservative (3%)100%94%
Moderate (3.5%)98%90%
Standard (4%)87%79%
Aggressive (5%)68%60%
100%30-yr success

Conservative (3%)

98%30-yr success

Moderate (3.5%)

87%30-yr success

Standard (4%)

68%30-yr success

Aggressive (5%)

Calculation Assumptions

  • Historical returns based on backtested data. Past performance does not guarantee future results.
  • Safe withdrawal rate success rates estimated from historical market data and Monte Carlo simulations.
  • Asset allocation weights are percentages of total portfolio.
  • CAGR, volatility, and drawdown figures are approximate based on historical averages for each asset class.
  • Actual results vary based on rebalancing frequency, fees, taxes, and withdrawal timing.

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