Ivy 5 ETF Portfolio Safe Withdrawal Rate Calculator

Historical performance and safe withdrawal rate analysis for the Ivy 5 ETF Portfolio. See asset allocation, risk metrics, and success rates across different withdrawal strategies and retirement horizons.

Equal weight across 5 asset classes: US Stocks, Intl Stocks, REITs, Commodities, and Bonds. Originated from the Yale and Harvard endowment models, adapted for individual investors.

Source: Meb Faber

CAGR (Annual Return)
5.7%
Maximum Drawdown
-33%

Worst year: -25.9%

Volatility
12.8%

Sharpe: 0.35

Best Year Return
20.8%

Asset Allocation

Historical Performance

MetricValue
CAGR (Annual Return)5.7%
Volatility (Std Dev)12.8%
Maximum Drawdown-33%
Sharpe Ratio0.35
Best Year20.8%
Worst Year-25.9%

Safe Withdrawal Rate Success Rates

Withdrawal Rate30-Year Success40-Year Success
Conservative (3%)100%94%
Moderate (3.5%)98%90%
Standard (4%)87%79%
Aggressive (5%)68%60%
100%30-yr success

Conservative (3%)

98%30-yr success

Moderate (3.5%)

87%30-yr success

Standard (4%)

68%30-yr success

Aggressive (5%)

Calculation Assumptions

  • Historical returns based on backtested data. Past performance does not guarantee future results.
  • Safe withdrawal rate success rates estimated from historical market data and Monte Carlo simulations.
  • Asset allocation weights are percentages of total portfolio.
  • CAGR, volatility, and drawdown figures are approximate based on historical averages for each asset class.
  • Actual results vary based on rebalancing frequency, fees, taxes, and withdrawal timing.

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